Hi, I need to pay some money from my HSBC account to the sellers Halifax account. If I do this online, is it instant or does it take a few days to clear? Th - Read. Question: Can I use my UK bank account to make Instant Bank Transfer and eCheque payments? Question: Answer: Yes. UK members who register a UK bank. Am I right in saying these sort of transfers are instant these days? If you go into a bank then they may only let you do a CHAPS transfer which.